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COSTS & PAYING FOR A FUNERAL

In 2015, the average cost of a funeral was £3,700 (excluding varying third party costs), but the final cost could be more or less than this amount, dependent on your wishes . For example, you will need to choose between a burial or a cremation, the type of coffin, if you wish for a limousine to follow the hearse, floral tributes. Additionally the funeral cost will also include charges made by third parties which we do not control, such as minister, celebrant, council and crematoria fees, which can vary greatly dependent on where you live.

When you have made your choices we can provide you with an itemised written estimate of the funeral costs. If, at this stage, you would like to change anything we will help you do this.

An option of a dignified, direct cremation
without the ceremony or expense of a traditional funeral is available at a total cost of £1,669.
As your trusted local funeral director, we also offer the certainty that all of the arrangements will be
taken care of locally too – including the cremation itself. This can be a great comfort at a difficult
time.
Why not pop in to see us or call for a chat to find out more about funeral plan options.
Visit Emslie Collier & Son Funeral Directors, Broomfield Road, Montrose, DD10 8SZ.
Phone 01674 678888.

Paying For A Funeral
EACH FUNERAL IS ARRANGED IN AN INDIVIDUAL WAY. THE COSTS OF A FUNERAL ARE MADE UP OF THE FOLLOWING

Professional services. This is a fixed fee that covers the full arrangement of a funeral. This includes personal supervision of all the arrangements preceding, during and following the service, liaison with third parties, such as clergy, crematorium, cemetery and florists, use of the funeral home facilities, such as our Chapel Of Rest and private remembrance rooms, preparing and attending to all essential documentation and provision of all necessary funeral staff to provide a dignified and personal service.

Supplementary charges. These include bringing the deceased into our care, presentation of the deceased, care and preparation of the deceased and provision of a hearse and all necessary staff for the funeral.

  • The cost of the coffins or casket chosen.
  • Additional charges such as limousines, refreshments and casket for cremated remains.
  • Payments made on your behalf to third parties, which are known as disbursements. These include fees for the, minister and burial or cremation.

PAYING FOR A FUNERAL

You will receive your fully itemised invoice 2-4 weeks following the funeral. The invoice can be paid in person at your funeral home or at any bank, or by post. You can pay with cash, by cheque or with a debit or credit card.

If you wish the invoice to be referred to a solicitor, please advise us as soon as possible when arranging the funeral. However, please note that you remain responsible for the account being paid in accordance with our terms and conditions.

If there is any part of the invoice you do not understand or agree with, please contact us to discuss it.

THE SIMPLE FUNERAL

For clients wanting to arrange a simple funeral, we offer a ‘Simple Funeral’ option, the cost of which is lower than the average price of a funeral we arrange.

The Simple Funeral Includes:
  • Our Services.
  • Attending to necessary arrangements.
  • Staff for the funeral.
  • A simple coffin suitable for cremation or burial.
  • Bringing the deceased into our care within office hours.
  • Care of the deceased before the funeral.
  • Provision of a hearse to the crematorium or cemetery.
The Simple Funeral Does Not Include The Following, Which Will Incur An Additional Charge:
  • Bringing the deceased into our care outside office hours.
  • Embalming.
  • Visiting the deceased in one of our Chapel Of Rests.
  • Additional transport for the funeral.
  • Third party costs (disbursements).

Certain parts of the Simple Funeral option can be tailored to suit your preferences, however some limitations may apply. Our experienced staff will be happy to talk though your needs and help you decide on the options that best suit you.

MEETING THE COSTS OF A FUNERAL

The costs of a funeral are defined as a debt against the estate so you may be able to arrange for the funeral to be paid by the estate rather than paying this amount yourself.

For free advice please speak to someone from the Jobcentre Plus office or by calling the Social Security Scotland Service helpline on Funeral Support Payment – mygov.scot.

If you have trouble meeting funeral costs, please discuss this with us at the time of arrangement.

You may be able to apply for a Funeral Support Payment to help with funeral costs and we have information on who may be eligible and how to make a claim. Payment can only be authorised by Social Security Scotland who can be contacted at Social security: Funeral Support Payment – gov.scot (www.gov.scot).